Capital OK Limited ("Cap OK") was established on 24 December 2003 to operate personal loan, retail finance, credit card, and hire-purchasing businesses. At present, Cap OK is the joint venture company of ACAP Advisory Public Company Limited ("ACAP") and ORIX Corporation Company Limited ("ORIX"). ACAP operates financial service advisory, investment banking advisory, and non-performing assets management businesses, and is listed on the Market for Alternative Investments, Stock Exchange of Thailand. ORIX operates financial services businesses, including corporate financial services, rental operations, life insurance, automobile leasing operations, real estate-related finance, real estate, and investment banking, and is also listed on the Tokyo Stock Exchange and the New York Stock Exchange. The shareholding proportions of ACAP and ORIX in Cap OK are equivalent to 50.99% and 49.00%, respectively.

Cap OK provides personal loan services, including unsecured personal loan, sales finance loan and credit card loan, under the brand "Capital OK", the easy to use loan and the new alternative for the OK life. Cap OK’s professional team of experienced personal loan staff, its state-of-the-art computer system that enables prompt and accurate service, and its strong business alliances, all ensure that Cap OK can fulfill customers’ personal and household financial needs …. thus bringing about the OK life.

ACAP Advisory Public Company Limited, formerly known as Asian Capital Advisors Company Limited, was established in 1998 to provide financial advisory services and non-performing asset management services. The Company’s head office is located at No. 195 Empire Tower 2, 3, 22nd Floor, South Sathorn Road, Yan Nawa Sub-District, Sathorn District, Bangkok 10120

The Company's subsidiaries are as follows:

1. Asian International Planners Company Limited ("AIP")

2. ACAP Services Company Limited ("ACS")

3. ACAP Asset Management Company Limited ("ACAP AMC")

4. ACAP Consulting Company Limited ("ACON")

5. ACAP Malaysia Company Limited ("ACAP MALAY")

6. Star Asset Management Company Limited ("STAR AMC")

Characteristics of Products or Services.

The business of the Company and its subsidiaries are divided into 2 lines i.e., the financial services and investment banking advisory line, and the non-performing assets management line. The Company’s professional team has a wealth of experience and expertise in debt restructuring, preparation and administration of business reorganization plans, debt and equity fund raising, financial restructuring, procurement of strategic partners, purchase /sale of assets, mergers and acquisitions of businesses, and in all aspects of the management of non-performing assets.

ORIX Corporation, based in Tokyo, was founded in 1964 as Orient Leasing Co., Ltd. Its corporate name was changed to ORIX Corporation in 1989. The company offers wide-ranging financial products and services to small and medium-sized enterprises as well as large corporations. Spanning 26 countries and regions, ORIX’s global network comprises 187 consolidated subsidiaries and 85 affiliates worldwide.

Operations are divided into seven segments.

• The Corporate Financial Services segment provides corporate loans and finances for leases of commercial and office equipment as well as other financial services.

• The Automobile Operations segment engages in automobile leasing, car rentals, and fleet management outsourcing services. Its vehicles range from passenger cars to specialized trucks.

• The Rental Operations segment provides rentals of computers and precision-measuring equipment as well as technical support, calibration, asset administration, and other equipment-related rentals.

• The Real Estate-related Finance segment offers real estate finance to corporations and housing loans to individuals.

• The Real Estate segment specializes in development, marketing, and leasing of condominiums, office buildings, and logistic facilities; operation of nursing care facilities, hotels, training facilities, and golf courses; integrated facilities management; and asset management and administration for real estate investment trusts.

• The Life Insurance segment offers life and health insurance products to corporate and individual customers.

• The Other segment includes card loans, venture capital, securities brokerage, NPL business, and investment banking.